Remember, you want to find the company that offers YOU the best rate. Be sure to compare multiple quotes from several different companies. What is the cheapest for one person is not always the cheapest for another.
If you suffer a loss that is not covered under your auto policy, check your other insurance policies. For example, if personal property has been stolen from your rental car, it may be covered under your homeowners or renters policy. Similarly, certain medical policies may cover costs of injuries not covered by your car insurance policy.